If a tree fell in the forest........

[Shay] It all started when the storm that was created by Hannah blew through our area two weeks ago. We woke up early the next morning and there was our tree with a huge limb split from it hanging off and knocked down our neighbor's fence. This is something that I am not happy about. I called our insurance but since nothing on our property was damaged, they would not help at all. It was an "Act of God" they said and since the tree did not hit our house or garage there was nothing they could or would do about it. I even tried to get them to at least send an adjuster out to look at it but they refused. It was ridiculous. So now we have to incur the cost of the tree removal. The tree is not small at all. I was concerned about our neighbor but finally after a week I talked with him and he said he called his insurance company as well. I guess they told him the same thing because he knew he would have to take care of it himself. I feel horrible. If I could afford it, I would have compensated him in some sort of way. After all, it was our tree.

I finally got my fiance to have a few tree services come and give a quote on the tree. I refused to be the one since I always wind up taking care of these things for the house. It ONLY took him two weeks to do it but not to my surprise every service said the same thing. The whole tree needs to come down. The price???? Well it ranged from 4,000 to 4,800. My mouth dropped when I heard those prices. I will have to sit down and really figure this one out. I have to mention the fact that the tree service will probably take the tree wood and sell it for firewood as additional profit to them. It is crazy how these things can happen. It's unfortunate that it keeps happening to me.